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Payday Loans

Payday Loans

It's actually quite simple and takes just minutes to complete! Using our online application, just follow these simple steps:

  • 1. Create a Cash Money account with your contact, employment and bank account information.
  • 2. Submit your application and get an instant lending decision.
  • 3. If approved, select the amount of money you'd like to borrow.
  • 4. Review and electronically sign your loan documents online.
  • 5. Choose to pick up your funds at a Cash Money store, get your funds via Interac e-Transfer® in as little as 15 minutes, or we can direct deposit your money to your bank account.

To apply for a Cash Money loan online, you must be 18 years old and will need to provide the following information:

  • 1. Open chequing account in your name (you will need to provide your branch transit number, financial institution number and your bank account number)
  • 2. Proof of recurring income (you will need to provide your gross/net income, pay cycle frequency, hire date, and employer name and phone number)
  • 3. Working telephone number
  • 4. Valid email address

We make it convenient for you! Choose one of three easy ways to apply. As we like to say "just call, click or come in!"

We offer different ways to receive your money, based on where you choose to apply.

How did you apply? Get Cash at a Store Direct Deposit Interac e-Transfer®
Online
In a store
By Phone

For your convenience, Cash Money direct deposits your funds to your bank account. You may also elect to pick up your cash immediately in a Cash Money store or receive your funds via Interac e-Transfer®.

If you choose Interac e-Transfer®, you will receive your funds in as little as 15 minutes.

Cash Money transfers funds for EFT processing as soon as possible. Funding times vary by bank.

Cash Money online payday loans range from $100 - $1,500. However, since we are licenced in every province in which we lend, the maximum loan amount we can lend is set by provincial legislation. Visit our rates and terms page to find out how much Cash Money can lend in your province.

At Cash Money, you can choose how you want to repay your payday loan. You can choose to pay in cash, debit, or with Interac e-Transfer®.

As part of our commitment to responsible lending, we require full payment on your due date. If an unavoidable circumstance arises, please contact Customer Relations at 1-877-526-6639. One of our Team Representatives will discuss your available options and work with you to resolve your situation.

Yes! You can pay off your loan in a branch with Interac e-Transfer®, a payment card, or cash at a cash-participating location.

As part of our commitment to responsible lending, we require full payment on your due date. If an unavoidable circumstance arises, please contact Customer Relations at 1-877-526-6639. One of our Team Representatives will discuss your available options and work with you to resolve your situation.

If you applied by phone you will login to our website and electronically sign your loan documents. If you applied online you will sign your loan documents by initialing them online.

You must present a recurring source of income. Unemployment and disability are accepted.

You will need to provide the following information:

  • Open Chequing Account
  • Source of Income
  • ID Showing You’re 18 or Older
  • Working Phone Number

If you don’t have a paystub or bank documents, we are happy to work with you to verify your income and bank account at a Cash Money store.

If you are filling out your application online or over the phone, and you are asked to submit a copy of your bank statement, you can email an electronic copy to our Customer Service Team at CustomerService@CashMoney.ca.

Health Cards are accepted as valid ID in some provinces. Health Cards issued in Ontario, Manitoba, Nova Scotia and Prince Edward Island are not accepted.

Yes, you can! Interac e-Transfer® may be a familiar name to you. We use it to deposit loan money safely and quickly into your bank account. Now, you can make payments with the same speed and security. And it’s easy to set up!

What can Interac e-Transfer® do for you?

  • Highly secure to keep your information safe.
  • A convenient and time-saving way to make payments.
  • Nearly immediate processing, often made in a few minutes.

Still have questions?

Contact one of our loan specialists at 1-877-526-6639

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© 1992 - 2024 All Rights Reserved. Cash Money

Loan availability and loan amounts vary by location. Cash-based services such as money orders, money transfers, the ability to pick up cash or make a payment with cash at the branch vary by location. Visit the store finder page at www.cashmoney.ca/find-a-store for each branch’s list of services.
Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Promotional rates not available in Alberta, Manitoba or New Brunswick.
British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. BC License #50066.
Manitoba Residents: The maximum allowable charge for a payday loan is 17% of the principal amount of the loan. We charge $17 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $51, the total that must be repaid is $351 and an APR of 517.08%. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at https://www.gov.mb.ca/cp/cpo/.
Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%. License #21-23-CA291-1.
Nova Scotia Residents: The cost of borrowing is $15.00 per $100 on a $300 loan for 14 days (391.07% APR).
Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. We charge $15 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 391.07%.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21%.
Lines of Credit: Loan maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate 46.93%. BC Licence #83707
Auto Equity Loan: Loan maximum of $10,000. APR 34.99% - 46.93% based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Security search and lien fee is $50. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service.
Lending decisions and funding times subject to system limitations.
Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.
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15-minute funding available only when using Interac e-Transfer® (up to $10,000). Payments and funding via Interac e-Transfer subject to bank processing times, bank participation and system limitations, including daily send limits. Interac e-Transfer is a registered trade-mark and the Interac logo is a trade-mark of Interac Corp. Used under licence.
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