About cash money

Why Choose Us?

Because Cash Money offers more flexibility than traditional banking institutions. We continue to grow our products and services to better serve you in your various financial situations.

Since 1992, Cash Money has earned the trust of almost 1.2 million Canadian Customers. We've helped them tackle cash emergencies by using Payday Loans and Lines of Credit. Whether you want to apply for loans online or prefer to see us in person at a store, we strive to give a positive experience. And of course, fast cash! Canada, we're here to support you during your short-term cash needs, and beyond.

ease of application

Ease of Application

We've made applying for a loan as simple as possible. Conveniently apply in-store, online or by phone with a few verifiable pieces of paperwork. We’re happy to work through your application process with you. You'll receive a quick loan decision within 10 minutes!

cash at store pickup

Access to Fast Cash

When you apply in a cash-participating branch, your approved loan can be paid in cash in as little as 15 minutes. Or apply online and get your funds through Interac e-Transfer® or by direct deposit.

professional and friendly customer service

Professional and Friendly Customer Service

We deliver friendly service because we care! Our Customer Service teams are educated, skilled, and take pride in helping our Customers meet their loan needs. We’re transparent with our loan agreements, requirements, and answers to your questions.

same day funding

Extended Hours

Cash Money is here when you need us. Unlike conventional financial businesses, we offer extended store hours, 7 days a week. Our Contact Center is Toronto-based and ready to help every day.

installment loan protection

Responsible Lending

We understand trust needs to be earned, and Cash Money is ready for the challenge. As a Canadian Consumer Finance Association (CCFA) member, we pledge to follow a code of best practices and provide the best loan experience possible. Part of lending responsibly is ensuring your personal and financial info stays private. We take several security measures to protect you and your information.

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© 1992 - 2024 All Rights Reserved. Cash Money

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    • Loan availability and loan amounts vary by location. Cash-based services such as money orders, money transfers, the ability to pick up cash or make a payment with cash at the branch vary by location. Visit the store finder page at www.cashmoney.ca/find-a-store for each branch’s list of services.
    Lending decisions and funding times are subject to system limitations.
    15-minute funding available only when using Interac e-Transfer® (up to $10,000). Payments and funding via Interac e-Transfer are subject to bank processing times, bank participation, and system limitations, including daily send limits. Interac e-Transfer is a registered trade-mark, and the Interac logo is a trade-mark of Interac Corp. Used under licence.
    Lines of Credit: Loan maximum of $10,000, based on a completed application, net pay, and other qualification requirements, as well as customer verification, including a credit check. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate 46.93%. BC Licence #83707.
    Auto Equity Loan: Loan maximum of $10,000. APR 34.99% - 46.93%, based on a completed application, net pay, and other qualification requirements, as well as customer verification, including a credit check. Security search and lien fee is $50. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service.
    †Cash Money reports Auto Equity Loan payment history to Equifax® Canada credit bureau so it can help build your credit if used responsibly. Building credit is accomplished by paying all your bills on time every month. Late payments, missed payments, or other defaults on your account may be reflected in your credit report and may impact your ability to build credit.
    ‡Loan Protection: Must be 18 years of age or older and under 70 years of age to be eligible. The optional Loan Protection Plan is a Credit Group Insurance Plan Underwritten by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company.
    Payday Loans are high-cost loans. Loan amounts are subject to net pay and other qualification requirements. Promotional rates not available in Alberta, Manitoba, or New Brunswick.
    British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. BC License #50066.
    Manitoba Residents: The maximum allowable charge for a payday loan is 17% of the principal amount of the loan. We charge $17 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $51, the total that must be repaid is $351, and the APR is 517.08%. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or visit https://www.gov.mb.ca/cp/cpo/.
    Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $14 per $100 borrowed. We charge $14 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%. License #21-23-CA291-1.
    Nova Scotia Residents: The cost of borrowing is $15.00 per $100 on a $300 loan for 14 days (391.07% APR).
    Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. We charge $15 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of 391.07%.
    Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21%.
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