Ready, Set, Get Pre-Approved!

Discover your loan options without impacting your credit score.§

Personal Loans Designed for Your Needs

Apply in minutes for a Cash Money loan and be offered our best loan options for your financial situation.

Line of Credit

Most Popular

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    Up to $10,000

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    Borrow what you need, pay only for what you use

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    Apply once and access available credit anytime, anywhere

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    Get pre-approved with no impact to your credit score§

Auto Equity Loan

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    Up to $10,000

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    Secure your loan with your vehicle

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    May qualify for more than a Line of Credit

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    Help build your credit

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    Get pre-approved in a branch with no impact to your credit score§

Payday Loan

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    Up to $1,500

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    Get funding in as little as 15 minutes

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    Flat fee based on amount borrowed

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    Get pre-approved with no impact to your credit score§

Line of Credit

Most Popular

  • checkmark

    Up to $10,000

  • checkmark

    Borrow what you need, pay only for what you use

  • checkmark

    Apply once and access available credit anytime, anywhere

  • checkmark

    Get pre-approved with no impact to your credit score§

Auto Equity Loan

  • checkmark

    Up to $10,000

  • checkmark

    Secure your loan with your vehicle

  • checkmark

    May qualify for more than a Line of Credit

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    Help build your credit

  • checkmark

    Get pre-approved in a branch with no impact to your credit score§

Payday Loan

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    Up to $1,500

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    Get funding in as little as 15 minutes

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    Flat fee based on amount borrowed

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    Get pre-approved with no impact to your credit score§

How to Apply for Your Loan

We will walk you through our simple loan process. (Swipe Below)

step 1
step 2
step 3

Step 1: Apply

Step 2: Verification,
Loan Decision, Review & Sign

Step 3:
Get Your Funds

Interac e-Transfer® electronic funding or direct deposit to your bank account.
Apply Now

Provide required documentation:

  • Age 18 or older
  • Valid ID
  • Steady source of income
  • Open chequing account
  • Phone number
  • El and disability are accepted

Receive a fast lending decision and review documents. Once approved, sign your loan agreement. 

step 1

Step 1: Apply

Online | By Phone | In a Branch for Auto Equity
Apply Now
step 2

Step 2: Verification,
Loan Decision, Review & Sign

Provide required documentation:

  • Age 18 or older
  • Valid ID
  • Steady source of income
  • Open chequing account
  • Phone number
  • El and disability are accepted

Receive a fast lending decision and review documents. Once approved, sign your loan agreement. 

step 3

Step 3:
Get Your Funds

Interac e-Transfer® electronic funding or direct deposit to your bank account.
Apply Now

Why Choose Cash Money for Your Loan?

Because we make the loan process accessible with quality support.

Loyalty

Canada

The Cash Money Line of Credit, Payday Loan, and Auto Equity Loan products can help with your long-term and short-term lending needs. Whether you have a surprise expense, a special purchase, or are short on funds, we’re your choice for personal loans.

33

Years in Service

19 Million+

Customer Loans since 2000

Canada

Locations

Location

For an in-person loan journey, conveniently visit us at one of our branches. Our Cash Money representatives are happy to help you one-on-one throughout the loan process.

150+

Branches

Location

Customer Service

Customer Service

Every Customer experience is important. Our representatives are professional, friendly, and well-educated so they can find the best solution for you.

3 Million+

Canadian Customers since 2005

Customer Service

Loyalty

Canada

The Cash Money Line of Credit, Payday Loan, and Auto Equity Loan products can help with your long-term and short-term lending needs. Whether you have a surprise expense, a special purchase, or are short on funds, we’re your choice for personal loans.

33

Years in Service

19 Million+

Customer Loans since 2000

Canada

Locations

Location

For an in-person loan journey, conveniently visit us at one of our branches. Our Cash Money representatives are happy to help you one-on-one throughout the loan process.

150+

Branches

Location

Customer Service

Customer Service

Every Customer experience is important. Our representatives are professional, friendly, and well-educated so they can find the best solution for you.

3 Million+

Canadian Customers since 2005

Customer Service
Cash Money Help

Why Apply for a Cash Money Quick Loan?

When you need funds to bridge a financial gap, we make it simple to get your money fast.

Cooking out
Man in car
Man on phone

Line of Credit

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Our Most Popular Product.

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Continuous borrowing flexibility.

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You choose how much to borrow, then only pay on what you use.

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With a higher credit limit than a Payday Loan and the benefit of using it when you need it, our Line of Credit is a top choice among our Customers.

Auto Equity Loan

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Would benefit from a secured loan.

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Could be approved for more money than an unsecured loan.

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Keep your vehicle and ownership documentation.

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You could build your credit.

Payday Loan

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Need funds fast!

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Only need a smaller loan for a shorter time.

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Don’t need collateral or great credit as the ability to repay is most important.

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Easily apply online, quickly and conveniently.

Cooking out

Line of Credit

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Our Most Popular Product.

checkmark

Continuous borrowing flexibility.

checkmark

You choose how much to borrow, then only pay on what you use.

checkmark

With a higher credit limit than a Payday Loan and the benefit of using it when you need it, our Line of Credit is a top choice among our Customers.

Man in car

Auto Equity Loan

checkmark

Would benefit from a secured loan.

checkmark

Could be approved for more money than an unsecured loan.

checkmark

Keep your vehicle and ownership documentation.

checkmark

You could build your credit.

Man on phone

Payday Loan

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Need funds fast!

checkmark

Only need a smaller loan for a shorter time.

checkmark

Don’t need collateral or great credit as the ability to repay is most important.

checkmark

Easily apply online, quickly and conveniently.

location anywhere

Apply from Anywhere

Online, by phone, or in a branch, conveniently start your application process with a few verifiable documents. Then, get a loan decision within minutes.

location anywhere

Fast Funding

Get your money in as little as 15 minutes with Interac e-Transfer® or through direct deposit to your bank account.

Satisfied Customers

Frequently Asked Questions

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You can see all the online loan options in your province and how much you are pre-approved for with no impact to your score. If you choose to accept a Line of Credit then a hard inquiry will occur which may impact your credit score.§ To get pre-approved for an Auto Equity Loan you will need to visit your local branch.

With a Line of Credit, you’re in control of how you borrow. If approved, you can use the full credit limit amount at one time or borrow what you need as you need it. You only pay interest on the amount you borrow. As you make payments, more of your credit limit becomes available. 

  • 1. Complete an application online, over the phone or at a branch
  • 2. Verify your income
  • 3. Receive a lending decision
  • 4. Get your money
  • 5. Make scheduled loan payments (make additional payments to save on interest)
  • 6. Access available credit by getting additional cash advances (up to your credit limit)
It depends on your financial needs and ability to repay the loan. A Line of Credit is a flexible and convenient way to borrow a larger amount of money for a longer time than a Payday Loan. And, you don’t have to borrow all the funds at one time. Instead, you can borrow what you need as you need it.

Simply apply online, by phone, or at a branch location. You will need the following to qualify:

  • Age 18 or older
  • Valid ID
  • Steady source of income
  • Open chequing account
  • Phone number
We report Auto Equity Loan information to Equifax® Canada credit reporting agency.

Currently, we only report Auto Equity Loan information to the credit reporting agency. This includes, but is not limited to:

  • Type of loan
  • Original loan amount
  • Date loan was opened
  • Date loan was closed (if applicable)
  • Date of last payment
  • If payment was received on time or late/missed 
  • Balances 
There are multiple factors that affect your credit score. We report Auto Equity Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.